@import "https://fonts.googleapis.com/css2?family=Outfit:wght@300;400;500;600;700;800&family=Plus+Jakarta+Sans:ital,wght@0,300;0,400;0,500;0,600;0,700;0,800;1,300;1,400;1,500;1,600;1,700;1,800&display=swap";:root{--bg-base:#060709;--bg-raised:#0d0f12;--bg-elevated:#14161c;--bg-surface:#1b1e26;--bg-input:#040507;--bg-overlay:#000000e6;--border-subtle:#c5a88008;--border-default:#c5a8800f;--border-hover:#c5a88024;--border-focus:#c5a880;--text-primary:#f8fafc;--text-secondary:#94a3b8;--text-tertiary:#64748b;--text-inverse:#060709;--accent-indigo:#c5a880;--accent-indigo-hover:#b5976e;--accent-indigo-light:#e2cbb1;--accent-indigo-glow:#c5a88029;--accent-indigo-subtle:#c5a88014;--accent-gold:#e2b881;--accent-gold-hover:#d2a46c;--accent-gold-glow:#e2b88129;--accent-gold-subtle:#e2b88114;--accent-emerald:#4a7c59;--accent-emerald-hover:#3d684a;--accent-emerald-light:#6b9e7a;--accent-emerald-glow:#4a7c5929;--accent-emerald-subtle:#4a7c5914;--accent-rose:#b05a54;--accent-rose-hover:#9c4741;--accent-rose-light:#cc7872;--accent-rose-glow:#b05a5429;--accent-rose-subtle:#b05a5414;--font-heading:"Outfit", -apple-system, sans-serif;--font-sans:"Plus Jakarta Sans", system-ui, sans-serif;--font-mono:"SF Mono", "Fira Code", monospace;--text-2xs:.7rem;--text-xs:.75rem;--text-sm:.8125rem;--text-base:.875rem;--text-md:.95rem;--text-lg:1.0625rem;--text-xl:1.25rem;--text-2xl:1.5rem;--text-3xl:2rem;--font-normal:400;--font-medium:500;--font-semibold:600;--font-bold:700;--font-extrabold:800;--leading-tight:1.15;--leading-normal:1.5;--leading-relaxed:1.6;--tracking-tight:-.03em;--tracking-normal:0;--tracking-wide:.03em;--space-0:0;--space-1:.25rem;--space-2:.5rem;--space-3:.75rem;--space-4:1rem;--space-5:1.25rem;--space-6:1.5rem;--space-7:2rem;--space-8:2.5rem;--space-9:3rem;--space-10:4rem;--radius-xs:4px;--radius-sm:6px;--radius-md:8px;--radius-lg:12px;--radius-xl:16px;--radius-2xl:22px;--radius-full:9999px;--shadow-xs:0 1px 2px #00000080;--shadow-sm:0 2px 4px #0006;--shadow-md:0 8px 16px -2px #0006, 0 2px 4px #0000004d;--shadow-lg:0 16px 24px -4px #00000080, 0 4px 12px #0006;--shadow-xl:0 24px 38px -6px #0009, 0 12px 20px #0006;--ease-out:cubic-bezier(.16, 1, .3, 1);--ease-in-out:cubic-bezier(.4, 0, .2, 1);--ease-spring:cubic-bezier(.34, 1.56, .64, 1);--duration-fast:.12s;--duration-normal:.2s;--duration-slow:.35s;--sidebar-width:250px;--mobile-nav-height:60px;--max-content-width:1160px}*,:before,:after{box-sizing:border-box;margin:0;padding:0}body{font-family:var(--font-sans);font-size:var(--text-base);line-height:var(--leading-normal);background-color:var(--bg-base);color:var(--text-primary);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;min-height:100vh;overflow-x:hidden}body:before{content:"";opacity:.015;z-index:99999;pointer-events:none;background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='noiseFilter'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.65' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23noiseFilter)'/%3E%3C/svg%3E");width:100%;height:100%;position:fixed;inset:0}::-webkit-scrollbar{width:4px;height:4px}::-webkit-scrollbar-track{background:0 0}::-webkit-scrollbar-thumb{background:#ffffff0f;border-radius:99px}::-webkit-scrollbar-thumb:hover{background:#c5a88033}.app-container{background-color:var(--bg-base);background-image:radial-gradient(at 0 0,#c5a88012 0,#0000 55%),radial-gradient(at 100% 0,#4a7c590a 0,#0000 55%),radial-gradient(at 50% 100%,#b05a5408 0,#0000 65%);background-attachment:fixed;min-height:100vh;display:flex}.main-content{padding:var(--space-6) var(--space-7);padding-bottom:calc(var(--mobile-nav-height) + var(--space-6));max-width:var(--max-content-width);flex:1;width:100%;margin:0 auto}@media (width>=768px){.main-content{padding-left:calc(var(--sidebar-width) + var(--space-8));padding-bottom:var(--space-7)}}.card{background:var(--bg-elevated);border:1px solid var(--border-subtle);border-radius:var(--radius-lg);transition:border-color var(--duration-normal) var(--ease-out), box-shadow var(--duration-normal) var(--ease-out);box-shadow:0 1px 2px #00000014}.card-sm{padding:12px 14px}.card-md{padding:16px 18px}.card-lg{padding:20px 24px}.card-interactive{cursor:pointer}.card-interactive:hover{border-color:var(--border-hover);box-shadow:0 2px 8px #0000002e}.card-glow-indigo{border-color:#c5a8801f}.card-glow-indigo:hover{border-color:#c5a88040}.card-glow-gold:hover{border-color:#ca8a0440}.card-glow-emerald:hover{border-color:#05966940}.glass-card{composes:card card-md card-interactive}.btn{border-radius:var(--radius-sm);font-family:var(--font-sans);font-size:var(--text-sm);font-weight:var(--font-medium);cursor:pointer;white-space:nowrap;transition:all var(--duration-fast) var(--ease-out);border:none;outline:none;justify-content:center;align-items:center;gap:6px;padding:7px 14px;line-height:1.4;text-decoration:none;display:inline-flex}.btn:active{transform:scale(.98)}.btn:disabled{opacity:.35;cursor:not-allowed;pointer-events:none}.btn-sm{font-size:var(--text-xs);padding:5px 10px}.btn-lg{font-size:var(--text-base);padding:9px 18px}.btn-primary{background:linear-gradient(180deg, var(--accent-indigo-light) 0%, var(--accent-indigo) 100%);color:#fff;font-weight:var(--font-semibold);border:1px solid #c5a88066;box-shadow:0 4px 12px #c5a88029,inset 0 1px #ffffff40}.btn-primary:hover{background:linear-gradient(180deg, var(--accent-indigo-light) 0%, var(--accent-indigo-hover) 100%);box-shadow:0 6px 16px #c5a88047,inset 0 1px #ffffff4d}.btn-secondary{color:var(--text-primary);border:1px solid var(--border-default);background:#ffffff0a;border-top:1px solid #ffffff1f;box-shadow:0 2px 6px #0003,inset 0 1px #ffffff0d}.btn-secondary:hover{border-color:var(--border-hover);background:#ffffff14;border-top-color:#ffffff2e}.btn-ghost{color:var(--text-secondary);background:0 0;padding:6px 10px}.btn-ghost:hover{background:var(--bg-surface);color:var(--text-primary)}.btn-danger{background:var(--accent-rose-subtle);color:var(--accent-rose-light);border:1px solid #e11d4826}.btn-danger:hover{background:#e11d481f}.btn-gold{background:var(--accent-gold);color:var(--text-inverse)}.btn-gold:hover{background:var(--accent-gold-hover)}.btn-success{background:var(--accent-emerald-subtle);color:var(--accent-emerald-light);border:1px solid #05966926}.btn-success:hover{background:#0596691f}.btn-icon{border-radius:var(--radius-sm);padding:6px}.form-group{margin-bottom:var(--space-4)}.form-label{text-transform:uppercase;letter-spacing:.05em;color:var(--text-secondary);margin-bottom:6px;font-size:10px;font-weight:700;display:block}.form-input,.form-textarea{background:var(--bg-input);border:1px solid var(--border-default);border-radius:var(--radius-sm);width:100%;color:var(--text-primary);font-family:var(--font-sans);font-size:var(--text-sm);line-height:var(--leading-normal);transition:border-color var(--duration-fast) var(--ease-out), box-shadow var(--duration-fast) var(--ease-out);outline:none;padding:8px 12px}.form-select{background-color:var(--bg-input);border:1px solid var(--border-default);border-radius:var(--radius-sm);width:100%;color:var(--text-primary);font-family:var(--font-sans);font-size:var(--text-sm);line-height:var(--leading-normal);appearance:none;cursor:pointer;transition:border-color var(--duration-fast) var(--ease-out), box-shadow var(--duration-fast) var(--ease-out);background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='24' height='24' viewBox='0 0 24 24' fill='none' stroke='%2394a3b8' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'><polyline points='6 9 12 15 18 9'></polyline></svg>");background-position:right 12px center;background-repeat:no-repeat;background-size:12px;outline:none;padding:8px 32px 8px 12px}.form-input::placeholder,.form-textarea::placeholder{color:var(--text-tertiary)}.form-input.error{border-color:var(--accent-rose)}.form-textarea{resize:vertical;min-height:80px}.form-error{align-items:center;gap:var(--space-2);color:var(--accent-rose-light);font-size:var(--text-xs);margin-top:var(--space-1);display:flex}.form-hint{color:var(--text-tertiary);font-size:var(--text-xs);margin-top:var(--space-1)}.badge{text-transform:uppercase;letter-spacing:.05em;border-radius:4px;align-items:center;gap:4px;padding:3px 8px;font-size:10px;font-weight:700;line-height:1.3;display:inline-flex}.badge-sm{padding:2px 6px;font-size:9px}.badge-indigo{background:var(--accent-indigo-subtle);color:var(--accent-indigo-hover)}.badge-gold{background:var(--accent-gold-subtle);color:var(--accent-gold-hover)}.badge-emerald{background:var(--accent-emerald-subtle);color:var(--accent-emerald-light)}.badge-rose{background:var(--accent-rose-subtle);color:var(--accent-rose-light)}.badge-active{composes:badge-indigo}.badge-paid{composes:badge-emerald}.badge-overdue{composes:badge-rose}.text-2xs{font-size:var(--text-2xs)}.text-xs{font-size:var(--text-xs)}.text-sm{font-size:var(--text-sm)}.text-base{font-size:var(--text-base)}.text-md{font-size:var(--text-md)}.text-lg{font-size:var(--text-lg)}.text-xl{font-size:var(--text-xl)}.text-2xl{font-size:var(--text-2xl)}.text-3xl{font-size:var(--text-3xl)}.text-primary{color:var(--text-primary)}.text-secondary{color:var(--text-secondary)}.text-tertiary{color:var(--text-tertiary)}.text-indigo{color:var(--accent-indigo-hover)}.text-gold{color:var(--accent-gold-hover)}.text-emerald{color:var(--accent-emerald-light)}.text-rose{color:var(--accent-rose-light)}.text-inverse{color:var(--text-inverse)}.font-medium{font-weight:var(--font-medium)}.font-semibold{font-weight:var(--font-semibold)}.font-bold{font-weight:var(--font-bold)}.font-extrabold{font-weight:var(--font-extrabold)}.uppercase{text-transform:uppercase;letter-spacing:var(--tracking-wide)}.truncate{text-overflow:ellipsis;white-space:nowrap;overflow:hidden}.section-title{font-size:var(--text-md);font-weight:var(--font-semibold);color:var(--text-primary);align-items:center;gap:var(--space-2);margin-bottom:var(--space-4);display:flex}.section-title svg{color:var(--text-tertiary)}.section-subtitle{font-size:var(--text-sm);color:var(--text-secondary);margin-top:calc(-1 * var(--space-2));margin-bottom:var(--space-4)}@keyframes fadeIn{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}@keyframes fadeInScale{0%{opacity:0;transform:scale(.97)}to{opacity:1;transform:scale(1)}}@keyframes slideUp{0%{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}@keyframes spin{0%{transform:rotate(0)}to{transform:rotate(360deg)}}@keyframes shimmer{0%{background-position:-400px 0}to{background-position:400px 0}}@keyframes pulseGlow{0%,to{opacity:.7}50%{opacity:1}}@keyframes popIn{0%{transform:scale(0)}70%{transform:scale(1.05)}to{transform:scale(1)}}.animate-in{animation:fadeIn var(--duration-slow) var(--ease-out) both}.animate-in-scale{animation:fadeInScale var(--duration-slow) var(--ease-out) both}.animate-slide-up{animation:slideUp var(--duration-slower) var(--ease-out) both}.animate-spin{animation:.8s linear infinite spin}.animate-pop{animation:popIn var(--duration-slow) var(--ease-spring) both}.stagger>:first-child{animation-delay:0s}.stagger>:nth-child(2){animation-delay:50ms}.stagger>:nth-child(3){animation-delay:.1s}.stagger>:nth-child(4){animation-delay:.15s}.stagger>:nth-child(5){animation-delay:.2s}.stagger>:nth-child(6){animation-delay:.25s}.skeleton{border-radius:var(--radius-md);background:linear-gradient(90deg,#18181b 25%,#27272a 50%,#18181b 75%) 0 0/400px 100%;animation:1.5s infinite shimmer}.skeleton-text{border-radius:var(--radius-xs);height:14px;margin-bottom:var(--space-2)}.skeleton-card{border-radius:var(--radius-lg);height:120px}.flex{display:flex}.flex-col{flex-direction:column}.flex-wrap{flex-wrap:wrap}.items-center{align-items:center}.items-start{align-items:flex-start}.justify-between{justify-content:space-between}.justify-center{justify-content:center}.gap-1{gap:var(--space-1)}.gap-2{gap:var(--space-2)}.gap-3{gap:var(--space-3)}.gap-4{gap:var(--space-4)}.gap-5{gap:var(--space-5)}.gap-6{gap:var(--space-6)}.gap-7{gap:var(--space-7)}.gap-8{gap:var(--space-8)}.gap-9{gap:var(--space-9)}.gap-10{gap:var(--space-10)}.w-full{width:100%}.flex-1{flex:1}.shrink-0{flex-shrink:0}.grid{gap:var(--space-4);display:grid}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}.grid-auto{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}@media (width<=768px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr 1fr}.card{padding:14px}.card-md{padding:18px}.card-lg{padding:22px}.form-row,.form-flex{flex-direction:column!important;gap:12px!important}.modal-card{width:95%!important;max-height:85vh!important}.table-responsive{-webkit-overflow-scrolling:touch;overflow-x:auto}.btn{min-height:40px}.loan-toolbar{flex-wrap:wrap;gap:8px}}@media (width<=480px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}.card{padding:12px}.card-md{padding:14px}.card-lg{padding:18px}h1,.text-display{font-size:1.25rem!important}h2{font-size:1.1rem!important}.btn-block-mobile{justify-content:center;width:100%}.form-input,.form-select{box-sizing:border-box;max-width:100%;padding:10px 12px;font-size:16px!important}input[type=date].form-input{min-width:0;overflow:hidden}input[type=date]::-webkit-calendar-picker-indicator{opacity:.6;margin:0;padding:0}.toast-container{bottom:calc(var(--mobile-nav-height,56px) + 12px)}}.interest-ticker{font-family:var(--font-mono);font-weight:var(--font-bold);color:var(--accent-gold-hover);letter-spacing:.02em}.animate-pulse-glow{animation:2s ease-in-out infinite pulseGlow}.desktop-sidebar{width:var(--sidebar-width);z-index:100;background:#090a0c;border-right:1px solid #ffffff08;flex-direction:column;height:100vh;padding:32px 14px;display:none;position:fixed;top:0;left:0;overflow-y:auto}@media (width>=768px){.desktop-sidebar{display:flex}}.sidebar-brand-wrapper{margin-bottom:var(--space-8);padding:0 12px}.sidebar-logo{font-family:var(--font-heading);color:var(--text-primary);letter-spacing:-.03em;align-items:center;gap:4px;margin-bottom:4px;font-size:20px;font-weight:800;text-decoration:none;display:flex}.sidebar-logo span{color:var(--accent-indigo)}.sidebar-logo-subtitle{color:var(--text-tertiary);letter-spacing:.12em;text-transform:uppercase;opacity:.8;font-size:9px;font-weight:600}.sidebar-profile-card{margin-bottom:var(--space-6);align-items:center;gap:12px;padding:8px 12px;display:flex}.sidebar-profile-avatar{background:var(--bg-surface);width:28px;height:28px;color:var(--text-primary);border:1px solid #ffffff14;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:11px;font-weight:600;display:flex}.sidebar-profile-email{color:var(--text-secondary);text-overflow:ellipsis;white-space:nowrap;font-size:12px;font-weight:500;overflow:hidden}.sidebar-menu{flex-direction:column;flex:1;gap:4px;list-style:none;display:flex}.sidebar-link{border-radius:var(--radius-md);color:var(--text-secondary);transition:all var(--duration-fast) var(--ease-out);cursor:pointer;background:0 0;border:none;align-items:center;gap:12px;padding:8px 12px;font-size:13px;font-weight:500;text-decoration:none;display:flex;position:relative}.sidebar-link svg{width:15px;height:15px;color:var(--text-tertiary);transition:color var(--duration-fast) var(--ease-out);flex-shrink:0}.sidebar-link:hover{color:var(--text-primary);background:#ffffff08}.sidebar-link:hover svg{color:var(--text-secondary)}.sidebar-link.active{color:var(--text-primary);background:#ffffff0d}.sidebar-link.active svg{color:var(--text-primary)}.mobile-nav{width:100%;height:var(--mobile-nav-height);-webkit-backdrop-filter:blur(20px);z-index:100;padding-bottom:env(safe-area-inset-bottom);background:#08080acc;border-top:1px solid #ffffff0d;justify-content:space-around;align-items:center;display:flex;position:fixed;bottom:0;left:0}@media (width>=768px){.mobile-nav{display:none}}.mobile-nav-link{color:var(--text-tertiary);font-size:var(--text-2xs);font-weight:var(--font-semibold);width:20%;height:100%;transition:all var(--duration-fast) var(--ease-out);cursor:pointer;background:0 0;border:none;flex-direction:column;justify-content:center;align-items:center;gap:2px;text-decoration:none;display:flex;position:relative}.mobile-nav-link svg{transition:transform var(--duration-fast) var(--ease-out)}.mobile-nav-link:active svg{transform:scale(.9)}.mobile-nav-link.active{color:var(--accent-indigo-light)}.mobile-nav-link.active:before{content:"";background:var(--accent-indigo);border-radius:var(--radius-full);height:2px;box-shadow:0 0 8px var(--accent-indigo);position:absolute;top:0;left:25%;right:25%}.legal-banner{background:var(--accent-gold-subtle);border-radius:var(--radius-md);padding:var(--space-4);margin-bottom:var(--space-5);gap:var(--space-3);color:var(--text-primary);font-size:var(--text-sm);border:1px solid #d9770626;align-items:flex-start;display:flex}.legal-banner-danger{background:var(--accent-rose-subtle);border-color:#e11d4826}.signature-canvas-wrapper{background:var(--bg-input);border:1px dashed var(--border-default);border-radius:var(--radius-md);margin-bottom:var(--space-4);transition:border-color var(--duration-fast) var(--ease-out);position:relative;overflow:hidden}.signature-canvas-wrapper:hover{border-color:var(--border-hover)}.signature-canvas-wrapper:active{border-color:var(--accent-indigo)}.signature-canvas{cursor:crosshair;touch-action:none;width:100%;height:160px;display:block}.empty-state{text-align:center;padding:var(--space-9) var(--space-6);color:var(--text-tertiary)}.empty-state-icon{margin-bottom:var(--space-4);opacity:.3;font-size:3rem}.empty-state h3{font-size:var(--text-md);font-weight:var(--font-semibold);color:var(--text-primary);margin-bottom:var(--space-2)}.empty-state p{font-size:var(--text-sm);color:var(--text-secondary);max-width:320px;margin:0 auto}.toast-container{top:var(--space-6);right:var(--space-6);z-index:9999;gap:var(--space-3);pointer-events:none;flex-direction:column;display:flex;position:fixed}.toast{pointer-events:auto;padding:var(--space-3) var(--space-4);border-radius:var(--radius-md);font-size:var(--text-sm);font-weight:var(--font-medium);align-items:center;gap:var(--space-3);animation:slideUp var(--duration-slow) var(--ease-out) both;max-width:380px;box-shadow:var(--shadow-lg);display:flex}.toast-success{color:var(--accent-emerald-light);background:#0c1a12;border:1px solid #05966933}.toast-error{color:var(--accent-rose-light);background:#1a0c10;border:1px solid #e11d4833}.toast-info{color:var(--accent-indigo-light);background:#101115;border:1px solid #c5a88033}.stat-card{background:var(--bg-elevated);border:1px solid var(--border-subtle);border-radius:var(--radius-lg);padding:var(--space-5);transition:border-color var(--duration-normal) var(--ease-out)}.stat-card:hover{border-color:var(--border-hover)}.stat-label{align-items:center;gap:var(--space-2);font-size:var(--text-xs);font-weight:var(--font-medium);text-transform:uppercase;letter-spacing:var(--tracking-wide);color:var(--text-tertiary);margin-bottom:var(--space-2);display:flex}.stat-value{font-size:var(--text-lg);font-weight:var(--font-semibold);color:var(--text-primary)}.data-table{border-collapse:separate;border-spacing:0;width:100%}.data-table th{text-align:left;padding:var(--space-3) var(--space-4);font-size:var(--text-xs);font-weight:var(--font-medium);text-transform:uppercase;letter-spacing:var(--tracking-wide);color:var(--text-tertiary);border-bottom:1px solid var(--border-subtle)}.data-table td{padding:var(--space-3) var(--space-4);font-size:var(--text-sm);color:var(--text-primary);border-bottom:1px solid var(--border-subtle)}.data-table tr:last-child td{border-bottom:none}.data-table tr:hover 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